Health Insurance
Health insurance guidance for individuals and families
Understand your options and get a comparison suited to your age, family size and city.
Why health insurance matters
Medical costs can be unpredictable — a policy protects your savings from a sudden hospitalisation.
Individual health insurance
Standalone cover tailored to one person's age and health profile.
Family floater
A shared sum insured across the family, often more cost-efficient for younger households.
Senior citizen health insurance
Plans designed for older applicants, usually with different premiums and waiting periods.
Critical illness coverage
A lump-sum payout on diagnosis of specified serious illnesses, in addition to a base policy.
Cashless hospitalisation
Direct billing between the hospital and insurer at network hospitals, subject to policy terms.
Network hospitals
The list of hospitals where cashless treatment is available varies by insurer and city.
Waiting periods
Time before certain conditions or treatments become eligible for a claim — check this carefully.
Exclusions
Treatments or conditions not covered by a policy — always worth reading before you buy.
Claim process
The steps and documentation required when filing a cashless or reimbursement claim.
Renewal
Timely renewal preserves continuity benefits like waiting-period credit and no-claim bonus.
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Talk to us about the right cover for your family.